Save on interest with the BankAmericard® Credit Card, with a 0% Intro APR for 15 billing cycles on purchases, and any balance transfers made in the first 60 days. After that, a Variable APR that's currently 12.74% to 22.74% will apply. Plus, there's now a $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10). It also includes a $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account and chip technology for enhanced security and protection at chip-enabled terminals.