ZKS Designs via eBay offers this Sterling Silver Gemstone Flower Pendant Necklace in five colors for $7.99 with free shipping. That's $61 off list and the lowest total price we could find. It features five 5mm x 3mm stones set in rhodium-plated .925 sterling sliver and an 18" Italian box chain.

Note that the total carat weight of the pendant ranges from 1.1 to 1.3 based on gemstone choice.